Are you considering joining Team National, but unsure if it’s the right fit for you? In this review, we’ll delve into the details of this multi-level marketing (MLM) company to help you make an informed decision. We’ll explore what Team National offers, how it operates, and whether it’s a legitimate opportunity or just another pyramid scheme in disguise.
By the end of this review, you’ll have a clear understanding of the pros and cons, user experiences, and overall viability of Team National as a business opportunity. Let’s get started and uncover the truth about Team National.
Important Update on Team National
As of January 2022, Team National has ceased selling products and services through direct selling. Distributors have been given the opportunity to transition to another MLM, ACN, which offers telecommunications and energy services. This follows an investigation by Truth in Advertising and the DSSRC, which found that Team National engaged in deceptive marketing practices. Despite removing some questionable marketing claims, the company ultimately went out of business.
For more detailed information, you can visit the Truth in Advertising page on Team National.
Disclaimer: This Team National MLM review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn from that information are my own opinions.
Team National MLM Overview
Product Name: Team National
Owner: Angela Loehr Chrysler
Product Type: Discount Membership MLM Company
Price: $55 for the Team National starter package and a $25 yearly subscription
Best For: No One

Pros
- Proven History
- Positive Reviews
- No Monthly Sales Quota
Cons
- Expensive to Sign Up
- Hidden Monthly Fees
- Limited Income Potential
- Resemblance to Pyramid Scheme
Quick Summary
Team National is an MLM company that has been around for nearly 24 years, offering discount memberships and a range of savings opportunities on various products and services. While it’s not classified as a pyramid scheme, success largely depends on the ability to sell memberships and recruit others. The company has received mixed reviews, with some users praising the savings and opportunities provided, while others express concerns about the hidden costs and the difficulty of achieving substantial income.
One of the main advantages of Team National is its longevity and recognition, including being named one of the most effective companies in 2020. Positive reviews highlight the genuine savings on products and services, and the lack of a monthly sales quota makes it more accessible than some other MLMs. However, the significant upfront costs and hidden monthly expenses can be a deterrent for many potential members.
On the flip side, the income potential for most members is limited. According to recent data, only a small percentage of members earn more than $14,000 annually. This has led to criticisms that the business model resembles a pyramid scheme due to the heavy reliance on recruitment. Ultimately, while Team National is not a scam and offers legitimate products, it may not be the best choice for those unwilling to engage in persistent selling and recruiting. For those seeking alternative ways to make money from home, other options might be more suitable.
Recommended? This company is no longer trading, which is a good thing tbh
Table of Contents
What Is Team National?
Team National is an MLM company that offers memberships to their savings club and a line of personal items. Based in Ft. Lauderdale, it was founded in 1997 by Richard Loehr and is now run by his daughter, Angela Loehr Chrysler.
The company provides a way for people to get price cuts on a wide range of items. Additionally, they offer an opportunity for individuals to earn money from home by recruiting others into the Team National network. This dual business model of selling products and recruiting members has led some to label Team National as a pyramid scheme.
Many factors contribute to this perception, and I’ll be exploring these in-depth in this Team National MLM review.
For now, you can watch the video below to learn more about the business:
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Is Team National a Pyramid Scheme?
Technically, Team National is not a pyramid scheme. Their “International Marketing Directors” (IMDs) can generate income by marketing discount rate memberships to others. You’re not required to hire people to participate in the multi-level marketing (MLM) company. However, to earn significant income, you’ll need to recruit individuals to become IMDs and join your downline.
Despite this, the company does not present itself as a get-rich-quick scheme and avoids making unrealistic promises. Nevertheless, some people label Team National as a pyramid scheme in disguise. Before diving deeper into these claims, let’s understand what a pyramid scheme is.
What Is a Pyramid Scheme?
According to Wikipedia, “A pyramid scheme is a business model that recruits members by promising payments or services in exchange for enrolling new members into the scheme, rather than providing investments or product sales.”
For a visual explanation, watch the short video below:
Why Do People Assume Team National Is a Pyramid Scheme?
The primary reason some individuals call Team National a pyramid scheme is because you can make money by recruiting many people into the MLM plan. However, Team National is not a scam pyramid scheme. They promise commissions based on sales made by you and those you recruit.
Since there are no direct payments just for signing up new members, there is no deceptive activity. Team National sells real products for people to consume, which is a key differentiator from traditional pyramid schemes.
In pyramid schemes, you must recruit others to generate income. In contrast, with a multi-level marketing company like Team National, you can earn money by both recruiting and selling physical products.
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Is Team National a Scam or Legit MLM?
Team National is not a scam. They operate within the guidelines of the Direct Selling Association and follow the Federal Trade Commission’s regulations. However, this doesn’t mean that their practices are always above reproach.
Multi-level marketing is particularly susceptible to deceptive practices because the company cannot oversee every distributor. While Team National operates legally and sells legitimate discount subscriptions, they also compensate their IMDs as promised.
In summary, Team National is not a pyramid scheme. They offer legitimate products and follow legal guidelines, but it’s essential to approach any MLM opportunity with caution and a thorough understanding of its business model.
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What Products Does Team National Sell?
Team National primarily offers membership discounts, though detailed information about these discounts can be sparse. While some rave about the savings, others are less enthusiastic (more on this later in my Team National MLM review).

Here are the four types of memberships offered:
- Group Buying Power: Save on home and life insurance, automobiles, jewelry, and more.
- Factory-Direct Pricing: Discounts on flooring, mattresses, grills, etc.
- Business Services: Savings on payment processing, legal services, and other business-related benefits.
- Rebate Programs: Cashback from many retailers on household goods, shoes, clothing, electronics, and more.
To access these discounts, there are two membership options:
- Standard Membership: $795 for 2 years.
- Premium Membership: $2,915 for 2 years (ideal for businesses
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How Does Team National MLM Work?
Team National offers a variety of discount subscriptions. Members pay a fee to access discounts at certain stores and services. Essentially, Team National buys “bulk wholesale” from other businesses to secure discounts, which they then pass on to their members.
Instead of spending heavily on marketing, Team National recruits everyday people to promote their memberships. These individuals, known as International Marketing Directors (IMDs), receive compensation and incentives for selling memberships and recruiting others into the MLM business. This recruitment aspect is why some perceive Team National as a pyramid scheme or scam.
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How Much Does It Cost to Join Team National?
To join Team National, the starter package costs $55, with an additional $25 yearly subscription fee. To sell these subscriptions effectively, members are encouraged to try them themselves. The two types of memberships available for purchase are:

- Standard Membership: $795 (covers your immediate family).
- Premium Membership: $2,195 (covers some business expenses and your extended family).
Team National Monthly Costs
Becoming an International Marketing Director (IMD) involves additional monthly expenses to access all the resources Team National offers:
- Success Club: $35.95 per month.
- TNAllAccess.com: $10 per month.
- Information on Demand Services for Genealogy or Downline Checking: $99 per year or $9 per month.
- Personal Big N Marketplace Website: $75/year or $7/month for members; $495 for non-members.
This information is not readily available on their website, which is a potential red flag.
While these costs are lower than starting a traditional brick-and-mortar business, it’s not “free to start” as some might claim.
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How To Make Money With Team National?
As with many MLMs, there are two primary ways to earn money as an Independent Marketing Director (IMD) at Team National:
- Sell Subscriptions: Earn commissions from selling discount memberships.
- Recruit Members: Earn bonuses from the sales made by the people you recruit into the MLM.
The first method, selling subscriptions, is why Team National is not classified as a pyramid scheme and remains compliant with FTC regulations. By selling discount memberships to others, you generate direct income.
The second method involves recruiting new IMDs. The more you grow your downline, the more money you can make. You earn commissions based on the sales generated by your recruits, creating an incentive to expand your network.
This dual-income strategy is why some perceive Team National as a pyramid scheme.
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Team National Compensation Plan
Team National has a unique product offering, but their method for generating income aligns with other multi-level marketing programs. You earn money by selling memberships and building a downline.
Here are the five ways you can earn money with Team National:
- Direct Discount Membership Commissions: Earn between $25 to $100 per membership sold.
- Residual Discount Membership Commissions: Operates on a binary compensation plan. For example, if you recruit 10 points on both legs, you earn $1,500. (3 points for a premium member, 1 point for a standard member)
- Hosting Bonus: Earn a $1,000 bonus if your downline achieves 10 points on both legs.
- Presidential Bonuses: Extra bonuses ranging from $10 to $100 for sales if you reach the presidential rank.
- Promotions: Earn trips and other rewards for recruiting new members.
For a clearer understanding, you can watch the 3-minute video below that explains the compensation plan in more detail:
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Can You Make Money With Team National MLM?
Technically, you can make money with Team National by selling their products or by recruiting others to do the selling for you. However, reaching substantial income levels is quite challenging and uncommon.
According to recent reviews, only about 1.5% of Team National members earn significant income, while most participants actually lose money or earn very little. The income potential is limited for the majority, with significant earnings typically reserved for the top-tier members who excel in recruiting and sales (DEWI288) (Marketing With Gerald).
The income disclosure from 2023 indicates that the majority of IMDs (Independent Marketing Directors) earn minimal income, with successful participants often treating it more as a full-time sales job rather than a supplemental income opportunity (Work From Home Reviews). This high level of commitment and sales ability is crucial for those looking to make a substantial income.
Here’s a breakdown of how income can be earned with Team National:
- Direct Discount Membership Commissions: Earn between $25 to $100 per membership sold.
- Residual Discount Membership Commissions: Operates on a binary compensation plan, where 10 points on both legs can earn you $1,500.
- Hosting Bonus: Earn a $1,000 bonus if your downline achieves 10 points on both legs.
- Presidential Bonuses: Extra bonuses for sales if you reach the presidential rank.
- Promotions: Earn trips and other rewards for recruiting new members (DEWI288).
Given these points, it’s important for potential members to understand that while there is potential for income, the majority of participants do not achieve significant financial success. Success in MLMs like Team National often requires strong sales skills, a large network, and a high level of dedication.
For more detailed information, you can read comprehensive reviews here and here.
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Team National Reviews from Users
One of the best ways to determine whether Team National is a scam or legit is to read user testimonials. Reviews about Team National are mixed and provide varied insights into their products and customer service.
Better Business Bureau (BBB)
Team National is not accredited by the Better Business Bureau (BBB), but it holds an A+ rating. At the time of writing, there were 25 customer reviews on the BBB site. Over the past year, Team National has resolved six complaints and closed 12 issues in the past three years. Most complaints revolved around products and services, with some customers reporting issues with refund processing. Team National has stated that refunds can take up to 90 days to process (Work From Home Reviews) (DEWI288).
RipOffReport
There are numerous complaints on RipOffReport regarding Team National. Some individuals feel the company made promises they couldn’t keep, and others reported difficulties in communicating with the company (Marketing With Gerald).
Team National’s Facebook page shows a rating of 4.6 out of 5 stars based on 507 reviews. Many positive reviews appear to come from individuals attempting to recruit new IMDs for their downline, which might indicate a bias. However, there are also some balanced and honest reviews available (DEWI288).
YouTube Review
For an unbiased and thorough review, you can watch the video below:
In summary, while there are positive reviews highlighting the benefits and savings offered by Team National, there are also critical reviews pointing out potential issues with customer service and unrealistic promises. Prospective members should consider both sides and conduct thorough research before joining.
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Team National MLM Review: Pros
If you’re considering joining Team National, it’s essential to weigh the advantages and drawbacks. Here are some key pros that highlight why Team National might be a good choice for you:
#1 They Have a Proven History
Many MLM companies fail within their first ten years, but Team National has been around for nearly 24 years. It was recognized as one of the most successful companies in 2020, which is a strong indicator that this company is not a scam. The fact that it was founded by real people who are still running the business further adds to its credibility.
#2 Positive Team National Product Reviews
While there are some complaints on the BBB, Team National addresses each grievance with thorough explanations. Many positive reviews can be found on forum sites, blog comments, and their Facebook page. Positive feedback about their discounts suggests that Team National is not a scam.
#3 No Regular Monthly Sales Quota to Stay Active
Unlike many MLMs that require members to meet a monthly sales quota to stay active, Team National only requires selling two memberships per year to maintain active status. This is a manageable target, reducing the pressure to constantly buy products to meet sales quotas.
Team National MLM Review: Cons
While Team National has some appealing aspects, there are notable drawbacks to consider before joining. Here are the key cons:
#1 It’s Expensive to Sign Up
Many discount subscription programs and cashback sites are free to join, but Team National requires a significant investment. For example, Rakuten offers $10 to sign up along with discounts for online shopping. You would expect Team National’s discounts to be exceptional, but user feedback suggests mixed experiences. Some positive reviews report savings, while others, particularly on the BBB, highlight issues with the products and services.
#2 Hidden Monthly Expenses
Although there’s no monthly sales quota, there are several hidden costs that aren’t clearly communicated upfront. These include:
- Website: $7 per month
- Success Club: $39.95 per month
- TN All Access Subscription: $10 per month
#3 Limited Income Potential
The income potential with Team National appears to be limited. Only 1 out of 167 IMDs consistently makes more than $1,000 a month, and just 0.6% of members earn more than $14,000 a year. This suggests that most participants are unlikely to achieve significant financial success quickly, if at all.
#4 Resemblance to a Pyramid Scheme
Making a reliable living by solely marketing Team National products is challenging. To succeed, you need to recruit others into the organization, which has led some to label Team National as a pyramid scheme in disguise. Recruiting and convincing others daily can be demanding and is often essential to earning substantial income in this MLM structure.
Team National MLM Review: Conclusion
Like many MLMs, Team National is not a scam. They offer an opportunity to make money and deliver decent products. However, I don’t believe this company is necessarily better than others in the industry.
The primary issue with MLMs, including Team National, is the mismatch between individuals’ personalities and skills and the demands of the business. Success in MLMs often requires a thick skin and the ability to handle frequent rejection.
While Team National isn’t a pyramid scheme and provides a legitimate opportunity to earn, it involves hard selling and team recruitment, which may not suit everyone. If these aspects don’t appeal to you, there are more straightforward and potentially more rewarding ways to make money from home.
Thank you for reading my Team National review. What is your opinion? Do you think Team National is a pyramid scheme or a scam? Have you been or are you currently a member? Feel free to leave your reviews and thoughts below!
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Thanks for reading my Team National Review! If you have any questions, or any experiences to share then please write them in the comments below. ;).





