Health and wellness continue to dominate the MLM landscape, with new companies frequently emerging, each claiming to offer unique products and life-changing opportunities. One such player is Carelumina, a Jacksonville-based MLM that markets a range of health products, from skincare and dietary supplements to cold-pressed juices.
Carelumina positions itself as a scientifically-driven brand aimed at improving customers’ lives. But does it stand out in the crowded health MLM market, or is it just another overpriced and overhyped business venture? In this review, we’ll dig into what Carelumina has to offer, from its products to its compensation plan, examining whether it provides a genuine path to financial success or falls short of its promises.
By the end, you’ll have a clear picture of whether Carelumina is the right opportunity for you—or if other options may be worth exploring.
Disclaimer: This Carelumina MLM review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn from that information are my own opinions.
Carelumina MLM Review Overview
Product Name: Carelumina
Owner: Unknown
Product Type: Health and Wellness MLM company
Price: $200 subscription + $25/monthly
Best For: No One

Pros
- Positive Product Reviews
- Effective Marketing Approach
Cons
- Expensive Products
- Highly Saturated Market
- Hidden Monthly Expenses
- Recruitment-Driven Earnings Model
- Lack of Income Disclosure
- Legal & Ethical Concerns
Quick Summary
Carelumina is a health and wellness MLM that markets products such as skincare, dietary supplements, and health-focused juices, appealing to consumers interested in scientifically-backed wellness solutions. While the company has earned positive feedback for its product quality, high pricing makes these items more challenging to sell, especially given the competitive health market filled with more affordable alternatives. The company’s marketing emphasizes a lifestyle of improved health and wellness, which can be appealing for customers and representatives alike.
Carelumina’s business opportunity is structured around both product sales and recruitment, though building a downline is crucial for maximizing income. The company offers commissions on sales and bonuses tied to team performance, which can make it financially demanding for those unable to meet monthly sales or recruitment goals. Additionally, the lack of an income disclosure statement raises questions about the realistic income potential for representatives, leaving prospective members without clear expectations.
However, one of the most concerning aspects of Carelumina is its legal history. In 2022, Carelumina and its parent company settled a $3 million lawsuit with the U.S. Department of Justice over allegations involving false claims and unnecessary genetic testing. This settlement raises red flags about the company’s commitment to ethical practices and could impact its reputation among potential customers and recruits. With this information in mind, potential members should carefully weigh the risks and consider whether Carelumina’s opportunity aligns with their financial goals and ethical standards.
Recommended? Not Really, The Lawsuits Are a Huge Concern
Table of Contents
Is Carelumina a Scam?
Carelumina is a legitimate company selling health and wellness products, backed by a structured compensation plan that rewards both product sales and recruitment efforts. Unlike illegal pyramid schemes, Carelumina generates revenue through actual product sales, allowing members to earn commissions without recruiting. This distinguishes it from scams, where income is solely reliant on recruitment.
However, it’s essential to acknowledge that many members struggle with profitability in MLM structures, often finding that they spend more on products to meet monthly sales quotas than they make in commissions. This aspect can lead to financial losses for some participants, especially those who are unable to maintain high enough sales volumes or recruit additional members. While Carelumina isn’t a scam in a legal sense, potential members should weigh the financial commitments involved carefully.
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What is Carelumina?
Carelumina is a Jacksonville, Florida-based MLM company focused on health and wellness products, such as skincare, dietary supplements, and fitness items. Their mission is to promote healthier lifestyles through products that they claim are scientifically and medically validated.
Unlike many MLMs, Carelumina has not widely publicized its origins, founders, or early history, which is unusual for this industry. This lack of transparency might concern some, as it leaves questions about the leadership and their background. Despite this, the company positions itself as a science-driven wellness brand, and it offers a range of products from skin creams to dietary supplements. For those interested in learning more, Carelumina provides an overview video explaining their approach and product offerings.
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Legal Concerns with Carelumina
In December 2022, Carelumina LLC, along with its parent company Ocenture LLC, settled a case with the U.S. Department of Justice, agreeing to pay $3 million to resolve allegations related to false claims and unnecessary genetic testing. The DOJ accused Carelumina and Ocenture of soliciting Medicare beneficiaries for genetic testing that was deemed medically unnecessary, with physicians allegedly being paid to falsely certify the tests as needed. This settlement highlights serious legal and ethical questions surrounding Carelumina’s business practices.
The implications of this settlement are significant for prospective members. Legal actions of this nature can affect a company’s reputation and may impact a representative’s ability to market and sell products effectively. Additionally, legal expenses from settlements and potential regulatory scrutiny may influence the company’s financial stability, potentially impacting compensation structures or support for members.
This legal history raises a valid concern: If Carelumina has faced serious allegations in the past, what assurances are there for members about the company’s future conduct and stability? Prospective members may want to consider this history as part of their overall assessment of the company’s reliability and transparency.
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Is Carelumina a Pyramid Scheme?
Carelumina does not operate as a pyramid scheme, as it has legitimate products and allows members to earn commissions through direct sales without the necessity of recruitment. This distinction is crucial: in a pyramid scheme, income is solely generated from recruiting new members rather than from actual product sales, making such schemes illegal in many regions.
However, it’s worth exploring if Carelumina shares characteristics with a pyramid scheme “in disguise.” In MLMs like Carelumina, while product sales are a legitimate income source, much of the structure and incentive system still relies on building a downline. The emphasis on recruiting to grow earnings can make it challenging for members to see substantial income without consistent recruiting efforts, which may feel similar to a pyramid scheme in practice.
What is a Pyramid Scheme?
A pyramid scheme is a business model where income is generated primarily from recruiting new members rather than selling actual products or services. In this structure, participants earn money by bringing in new recruits who also pay to join, and these recruits are encouraged to continue the cycle. Since income is dependent on continuous recruitment, rather than real sales, pyramid schemes are unsustainable and often lead to losses for the majority of participants.
Pyramid schemes are illegal in many countries because they lack genuine products or services, making it impossible for all members to earn money. Only those at the top of the pyramid, who joined early or recruited aggressively, tend to profit, while later participants face diminishing returns.
Is Carelumina a Pyramid Scheme in Disguise?
While Carelumina is not a pyramid scheme in a legal sense, it does share certain characteristics typical of an MLM structure, where recruitment and team-building play a significant role in earning potential. Members can earn through product sales, which makes it different from a true pyramid scheme. However, the incentive to build a downline and the layered commission structure encourage recruitment to maximize earnings.
Like many MLMs, success with Carelumina often depends heavily on one’s ability to recruit new members and meet monthly sales quotas, which can create financial pressure on members. This reliance on recruitment and volume-based qualifications can sometimes give the impression of a pyramid scheme “in disguise.” Those considering joining should be aware of these dynamics and evaluate their comfort level with the recruitment-based income model.
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How Does Carelumina Work?
Carelumina operates as a multi-level marketing company, offering a variety of health and wellness products while providing members with an opportunity to earn commissions through product sales and team-building. Members, or “Independent Representatives,” purchase products at wholesale prices and resell them at retail prices to customers, earning retail commissions on these sales. Additionally, Carelumina encourages members to build a team by recruiting others, creating an opportunity to earn residual income based on the sales volume generated by their downline.
The business model allows Carelumina to reach new markets through its members’ promotional efforts rather than traditional advertising. This setup benefits the company by minimizing marketing expenses, as the members themselves handle most of the outreach and sales. However, to maintain eligibility for commissions and bonuses, members must achieve a certain amount of monthly sales volume, which can lead to financial pressure if sales targets are not met consistently.
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What Products Does Carelumina Sell?
Carelumina’s product line centers on health, wellness, and beauty, offering items like dietary supplements, skincare solutions, and personal health products. The brand positions its products as being scientifically developed and medically effective, targeting consumers looking to improve their overall health and appearance. Some of Carelumina’s popular products include:
- Carelumina Brilliant ($35): A skin-lightening cream designed to improve complexion and promote a brighter, more radiant look.
- Carelumina Build ($70): A premium whey protein powder aimed at enhancing muscle growth and supporting fitness goals.
- Carelumina Protect ($50): A facial sunscreen that provides UV protection while also moisturizing the skin.
In addition to these, Carelumina’s flagship product, Carelumina Cold-Pressed Juice ($70), is marketed as a nutrient-rich blend of vitamins and minerals meant to boost energy, circulation, and overall health. Sold in a six-bottle bundle, this juice appeals to those looking for a convenient way to incorporate more nutrients into their diet.
While Carelumina promotes its products as unique and scientifically formulated, it’s essential to note that similar products are available from other health and wellness brands. Prospective members may want to consider the competitive landscape and whether Carelumina’s offerings stand out enough to attract loyal customers.
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How To Make Money With Carelumina
Carelumina offers its members two primary ways to earn income:
- Product Sales: Members can earn a retail commission by selling Carelumina products directly to customers. When members purchase products at wholesale prices and resell them at retail prices, they make a 40% commission on these sales. This model allows members to earn without necessarily recruiting others, which can appeal to those who prefer focusing on sales over team-building.
- Team Building and Recruitment: Members can also recruit new representatives to join Carelumina. While commissions are not earned directly from recruitment alone, members can earn bonuses and residual commissions when their recruits make product sales. As members build a downline, they earn residual income based on the collective sales volume generated by their team. This model encourages members to not only sell products but also to grow a team for higher earning potential.
Although these income streams offer opportunities for earning, success often depends on high sales volume and the recruitment of active members. The model may appeal to individuals with strong sales skills and a willingness to invest time in building a downline, though profitability without significant recruiting efforts can be challenging in MLM structures.
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Turn Your Passion into Profits
How Much Does It Cost to Join Carelumina?
To become a Carelumina representative, there is an initial cost, followed by monthly expenses to stay active:
- Initial Membership Fee: New members must pay a $200 subscription fee to join Carelumina. This fee provides access to the wholesale product pricing, a starter kit, and sales materials.
- Monthly Maintenance Requirement: Members are required to maintain a minimum of 25 Personal Volume (PV) each month. This can be met either through personal product purchases or customer sales, which equates to around $25 in monthly spending. Meeting this requirement is essential to remain eligible for commissions and bonuses.
For a typical first year, the estimated minimum cost is approximately $500, broken down as follows:
- $200 for the initial membership fee
- $25 x 12 months to cover the monthly PV requirement
It’s also important to consider additional costs such as travel, marketing materials, training sessions, and other incidental expenses that may arise as members work to grow their business.
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Carelumina Compensation Plan Explained
Carelumina’s compensation plan is structured to provide income opportunities through direct sales, recruitment, and team performance. The plan incorporates several earning options:
- Retail Commissions: Members earn a 40% commission on sales made to retail customers. Independent Representatives earn a 40% commission, while those who reach the Manager rank or higher can earn up to 60% on their retail sales, calculated based on sales volume rather than retail price.
- Fast Start Training Bonus: When members recruit new representatives who reach the Manager level, they receive a 40% bonus on the new recruit’s sales volume. Additionally, a 10% bonus is distributed to the recruiter’s upline, providing an incentive to support new recruits’ success within the organization.
- Residual Commissions: Residual commissions are paid on sales generated by a representative’s downline team, extending up to seven levels deep. The percentage of commission earned varies based on rank:
- Manager: 60% on level 1 and 5% on level 2
- Senior Manager: 60% on level 1, 5% on level 2, and 2% on levels 3 to 7
- Regional Manager: 60% on level 1, 5% on level 2, and 3% on levels 3 to 7
- National Manager: 60% on level 1, 5% on level 2, and 4% on levels 3 to 7
- Director: 60% on level 1, 5% on level 2, and 5% on levels 3 to 7
- Presidential: 60% on level 1, 5% on level 2, and 6% on levels 3 to 7
- Generation Bonus: Members who reach the National Manager rank or higher qualify for the Generation Bonus, which allows them to earn additional commissions on generations within their downline. For example:
- National Managers and Directors: Earn a 1% bonus on two generations per unilevel leg.
- Presidential Rank: Earn a 2% bonus on two generations per unilevel leg.
- Bonus Pools: Carelumina provides additional earnings through two company-wide bonus pools:
- Presidential Shared Bonus Pool: 4% of the company’s total sales volume is allocated to a pool shared by members who achieve the Presidential rank.
- Customer Acquisition Shares Bonus Pool: 2% of company-wide sales volume is set aside for those who meet the qualifications for Customer Specialist status by generating a minimum of 200 customer points and a downline generating at least 2,000 customer points, while maintaining an eight-month average retention rate.
Overall, the compensation plan offers multiple ways to earn but can be complex, with bonuses heavily dependent on recruitment and downline performance.
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Can You Make Money With Carelumina?
While there are ways to earn with Carelumina, making a significant income can be challenging without consistent product sales and a large, active downline. Members can earn through retail sales, which allows income independent of recruitment. However, to maximize earnings within Carelumina’s structure, recruitment and team-building are highly incentivized.
Income potential in MLMs like Carelumina often hinges on the individual’s ability to recruit and maintain a motivated team. Additionally, as Carelumina has not published an income disclosure statement, there’s limited visibility into what members typically earn. In general, those who do succeed financially in MLMs tend to invest a considerable amount of time, and often treat it as a full-time venture, as part-time engagement rarely yields substantial income.
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Carelumina Online Reviews
Carelumina, a health and wellness multi-level marketing (MLM) company, has garnered a range of online reviews reflecting both positive and negative experiences.
Positive Reviews
Some users have expressed satisfaction with Carelumina’s products, particularly highlighting the quality of their cold-pressed juices. For instance, a customer on Amazon praised the Carelumina Physician Formulated Cold-Pressed Juice Cleanse, noting its refreshing taste and the convenience of incorporating more fruits and vegetables into their diet. (Amazon)
Additionally, certain reviews commend the company’s telehealth services, appreciating the accessibility to board-certified physicians and the integration of digital health solutions. These services are perceived as valuable additions to the traditional product offerings, enhancing the overall wellness experience for users.
Negative Reviews
Conversely, several reviews raise concerns about Carelumina’s business model and product pricing. Critics argue that the products are overpriced compared to similar items available in the market, making it challenging for representatives to sell them competitively. (Make Time Online)
Moreover, some reviewers question the sustainability of the MLM structure, pointing out that success often relies heavily on recruitment rather than product sales. This emphasis on building a downline can lead to financial strain for representatives who struggle to meet sales quotas or recruit new members.(Pomodrone)
It’s important to note that individual experiences with Carelumina can vary widely. Prospective members and customers should conduct thorough research and consider both positive and negative feedback to make informed decisions.
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Carelumina MLM Review: Pros
Carelumina does have its strengths, particularly for those interested in the health and wellness space. Here are some notable pros for members or potential customers considering this MLM:
#1 Positive Product Reviews
One advantage of Carelumina is its solid reputation among customers for product quality. Many reviews highlight the effectiveness of Carelumina’s products, especially items like their cold-pressed juice and skincare products. Positive customer feedback can significantly boost confidence in selling and marketing these products, as satisfied users are more likely to spread positive word-of-mouth, making it easier for representatives to build interest.
#2 Effective Marketing Approach
Another benefit is Carelumina’s strong marketing strategy. The company’s website is visually appealing, interactive, and informative, presenting each product with compelling descriptions and benefits. This well-structured branding gives representatives an advantage when presenting the products to potential customers, as it lends credibility and professional polish to the brand. Carelumina’s detailed product names and packaging also enhance its appeal, making it easier to promote with confidence.
Carelumina MLM Review: Cons
However, there are some notable challenges and downsides associated with joining Carelumina, particularly for representatives aiming to achieve profitability. Here’s a breakdown of potential cons:
#1 Expensive Products
One of the biggest drawbacks of Carelumina is the high cost of its products compared to similar items on the market. This price disparity may deter potential customers, especially as there are many other, more affordable health and wellness products that also receive positive ratings. Competing in a market with so many established, lower-cost options can make selling Carelumina products more challenging.
#2 Highly Saturated Market
The health and wellness industry is already crowded with MLMs, all offering similar products. With so many choices available, it can be difficult for representatives to stand out and convince customers to choose Carelumina over other, more familiar brands. This level of competition can make it challenging for members to achieve steady sales, especially if they lack extensive experience in this industry.
#3 Hidden Monthly Expenses
Another downside is the monthly requirement for members to maintain a 25 PV minimum to stay active, equivalent to around $25 in sales. For those who can’t reach this through customer purchases, they must buy the products themselves. This monthly expenditure is often overlooked by new members but can add up over time. It also reflects a common MLM pattern where members become the primary consumers, continually buying products to maintain eligibility for commissions, which can ultimately create financial strain.
#4 Recruitment-Driven Earnings Model
The structured need to avoid monthly costs often leads members to focus on recruiting others to avoid out-of-pocket expenses. Since commissions and bonuses improve significantly with a larger downline, some may feel pressured to prioritize recruitment over product sales. This model, where income depends on growing a team rather than pure retail sales, can give the impression of a “pyramid scheme in disguise,” as recruitment is often essential to reach profitability.
#5 Lack of Income Disclosure Statement
One significant drawback with Carelumina is the absence of an income disclosure statement. Income disclosure statements provide transparency by showing the average earnings of members across different ranks, helping potential recruits understand realistic earning expectations. Without this data, prospective members are left guessing about their income potential and may not fully understand the financial challenges that can come with MLMs.
The lack of transparency makes it difficult to gauge whether most representatives are achieving a profit or if earnings primarily benefit a small percentage at the top. This absence of clear earning information may lead to inflated expectations, potentially resulting in disappointment or financial strain for new members hoping to make a substantial income.
#6 Legal and Ethical Concerns
One notable concern with Carelumina is its recent legal history, specifically the $3 million settlement with the U.S. Department of Justice in 2022. The case involved allegations that Carelumina and its parent company, Ocenture, participated in a scheme to solicit unnecessary genetic testing for Medicare beneficiaries, with physicians reportedly being paid to falsely certify these tests. For prospective members, this raises red flags about the company’s commitment to ethical practices and transparency.
Such legal actions can impact the company’s reputation, which may, in turn, affect representatives’ credibility when promoting Carelumina’s products and opportunities. Furthermore, the financial strain from legal issues could potentially influence the company’s long-term stability, potentially creating additional risks for those considering joining.
Carelumina MLM Review: Conclusion
Carelumina provides a range of health and wellness products that many consumers find effective, though their high prices may limit broad market appeal. The business opportunity, while potentially profitable for those skilled in sales and recruitment, is heavily dependent on building a downline, making income consistency challenging. Without an income disclosure statement, it’s difficult for new members to gauge typical earnings, which adds an additional layer of uncertainty.
The 2022 settlement with the DOJ over allegations of unethical business practices further complicates the decision to join Carelumina. Such legal issues can impact both the company’s reputation and financial stability, potentially affecting representatives’ success in promoting the brand. While Carelumina is not a scam, the ethical and financial risks associated with this MLM mean that prospective members should proceed with caution, fully evaluating whether the opportunity aligns with their expectations and values.
For those seeking a reliable and transparent path to income, exploring other options in the health and wellness sector may provide a more straightforward and lower-risk alternative.
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